MyCompanyName
Employee Benefits



Introduction
We are an equal opportunity employer who values diversity. 

TheCompanyName offers a competitive and flexible benefits package which provides an allowance that can be used to select from a number of different benefits options.

Eligibility for benefits begins the firstt day of employment (unless otherwise noted) so there is no delay in coverage for you or your family. 
Medical Plans
Eligibility begins the firstt day of employment. 

Blue Cross Basic
This plan features a $15 in-network office visit co-payment. There is a choice of $250 deductible with 90% reimbursement of eligible expenses from preferred providers or a $750 deductible with 80% reimbursement of eligible expenses from preferred providers. These options differ in bi-weekly cost, annual maximum out-of-pocket limit and deductible.
Blue Cross Intermediate
TheCompanyName offers a Health Savings Account (HSA) qualified High Deductible Health Plan.

Dental and Vision Plans 
Eligibility begins the firstt day of employment. 
Delta Dental
This indemnity plan covers 100% preventative services provided by an approved dentist, and 60% major services, to a $1,500 mxaimum per plan year. Fifty dollar deductible applies. Covers 50% orthodontic services up to $1,000 lifetime coverage.
Esotel Dental
This dental health maintenance organization requires co-payments and use of Esotel dentists, but no deductible.
Vision Service Plan
The plan provides a standard eye exam and lenses annually, frames every 12 months for children under age 16, and every 24 months for those over age 16. A $20 deductible applies. Contact lens benefits are provided in lieu of other vision benefits. 
Long-Term Disability Plan
Choose coverage for 40% or 60% income continuance. Benefits begin after 90 days total disability. 

Life Insurance Plans
Eligibility begins the firstt day of employment.
Employee life Insurance
Select coverage of $10,000, $50,000, $100,000, $150,000, $200,000, $250,000, $300,000, $350,000, $400,000, $450,000, $500,000, $550,000, $600,000, $650,000, $700,000, $750,000, $800,000, $850,000, $900,000, $950,000, $1,000,000. Amounts over $400,000 require approval. 

Dependent Life Insurance
This plan provides coverage for spouses at $25,000, $50,000, $100,000* or $300,000* and/or $5,000 or $10,000 per child. *Requires approvale. 

Accidental Death & Dismemberment Insurance
Select coverage of 1x, 2x, or 3x pay for self; family coverage is available as a percentage of the employee's coverage. $1,000,000 maximum benefit. 

Miscellaneous

Domestic Partner Coverage
Same-gender registered domestic partners and the domestic partner's eligible dependent children can enroll in medical, dental, and vision plans on a full-cost, after-tax basis. This coverage is not through Flexible Benefits. 

For additional information, contact the Benefits Department at 555-555-5555.
Health Care Reimbursement
Eligibility begins the firstt day of employment. 
Contribute pre-tax from $100 up to $5,000 annually to pay for eligible health care expenses. 

Dependent Care Reimbursement
Eligibility begins the firstt day of employment. 
Contribute pre-tax from $100 up to $5,000 annually to pay for eligible day care expenses. 

Holidays and Vacations
Holidays
Eligibility begins the firstt day of employment. 
TheCompanyName provides 8 paid standard holidays each year, in addition to vacation. 

Vacations
Eligibility begins the firstt day of employment. 

Vacation can be used as it accrues monthly and if there is a positive balance. Caps are 280 hrs. for those with less than 9 yrs. of service, 360 hrs. for those with 9 yrs. or more. 
0 until 4th anniversary: 104 hours a year.
4th until 9th anniversary: 144 hours a year.
9th until 14th anniversary: 176 hours a year.
14th anniversary and onwards: 216 hours a year. 
There is also a Vacation Sell Plan that allows you to sell up to 80 hours. This election can only be made during open enrollment (election effective January 1).

Paid Leaves
Sick Leave 
Non-exempt and hourly employees are eligible after 90 days of employment. 

The benefit is 48 hours of sick time per year; unused sick time rolls over to the next year. Exempt employees are paid up to 5 work days per illness. 

Short-Term Disability 

Eligible after 90 days of continuous employment.

Benefit payment beginss on the 8th day of disability and continues up to day 90 of the disability. Employees receive 60% of their weekly earnings during the 90 days of disability.
 
Maternity Leave
Eligible after 90 days of continuous employment.

Employees receive 90% of their weekly earnings for 180 days (the weekly pay received through government EI is topped up).